Every year, there are more than six million car accidents on U.S. roads. Though many of those accidents are minor, most will do at least some damage to the car itself.
Taking care of accident repair quickly is essential if you want to keep your daily commuter running well. But saving money on those repairs isn’t always as simple as you might think.
Here are a few proven accident repair tips to help you save money from the very beginning.
Never Accept Blame
The most important thing to remember after an accident is to never accept blame even if you think you’re at fault. Remember, car accidents are rarely ever simple. Just because you think you caused the crash doesn’t mean you did in reality.
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At the scene, avoid apologizing to the other drivers involved and never accept blame for the accident. This will allow your insurance company to perform an in-depth review and reduces your risk of having your insurance premiums increase after the accident.
The lower you can keep your insurance costs, the more money you’ll save in the long run.
Talk to Your Insurance Company A.S.A.P.
The sooner you can file a claim with your insurance company, the better off you’ll be. They’ll send an insurance adjuster out to inspect the damage and give you an estimate for your car accident repair settlement.
Keep in mind that this number is just an estimate. You don’t have to accept it and, in fact, you shouldn’t. Instead, you should take your time and get a consultation from a mechanic and body shop you trust.
If their estimated cost is higher than the insurance company’s proposed settlement, you can use the shop’s estimate to contest the amount and get a larger check.
Get Quotes From Other Repair Shops
That said, it’s always best to shop around. Get quotes for vehicle accident repair from several shops in your area.
Compare the prices and the services they provide in detail. In general, you’ll want to choose the shop you can trust that offers you the fairest price.
The less you have to pay in repair costs, the more of the insurance settlement you’ll be able to keep for other expenses.
Don’t Fix a Totaled Car
Unfortunately, some cars just aren’t worth saving. They cost too much to repair and, even when they’re fixed, they may continue to break down and have issues.
If your car fits this description, offload it. You can get cash for junk cars and use that money to buy a better ride.
Saving Money on Accident Repair Is Possible
Car accident repair costs can vary wildly depending on the severity of the accident. But as long as you keep these accident repair tips in mind, you’ll be able to save money in the long run.
Just make sure you’re working with a reliable mechanic and auto body shop for all repairs. When you get the job done right the first time, you won’t have to worry about costly fixes in the future.
Looking for more tips to help you keep your car running smoothly? Check out our latest posts.